Plan Snapshot
- Plan Sponsor: Hgc Construction Co.
- Sponsor EIN: 311119613
- Sponsor Address: 2814 STANTON AVENUE, CINCINNATI, OH, 452061123
- Plan Type: 401(k)
- Total Participants: 309
- Total Assets: $23.9M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 309 | $23.9M | $385,003 | $2.1M |
| 2023 | 296 | $20.5M | $340,030 | $1.9M |
| 2022 | 261 | $16.1M | $284,543 | $1.6M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $47,922 | — | $47,922 |
| CLOSED DLR-WOODBURY FINANCIAL | ADVISOR | $33,639 | — | $33,639 |
| BLUE & CO., LLC | ACCOUNTANT/AUDITOR | $12,250 | — | $12,250 |
| LEAFHOUSE | INVESTMENT ADVISOR | $11,082 | — | $11,082 |
| STRATEGIC ADVISORS, INC. | ADVISOR | $5,724 | — | $5,724 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
- BLUE & CO., LLC — ACCOUNTANT/AUDITOR
- STRATEGIC ADVISORS, INC. — ADVISOR
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $110,617
- Estimated Expense Ratio: 0.462% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $110,617 | $50,445 | — | $12,250 | — |
| 2023 | $96,000 | $50,254 | $1,200 | $6,000 | — |
| 2022 | $91,610 | $2,766 | — | — | — |