Plan Snapshot
- Plan Sponsor: Messer Construction Co.
- Sponsor EIN: 310740877
- Sponsor Address: 643 WEST COURT STREET, CINCINNATI, OH, 45203
- Plan Type: 401(k)
- Plan Number: 503
- Total Participants: 1,085
- Total Assets: $5.2M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,085 | $5.2M | $12.6M | $3.0M |
| 2023 | 1,065 | $4.0M | $13.4M | $2.8M |
| 2022 | 1,070 | $2.3M | $13.0M | $2.9M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| UMR, INC. | Other Service Provider | $890,101 | $10,242 | $900,343 |
| GALLAGHER BENEFIT SERVICES INC | Investment Advisor | $164,150 | — | $164,150 |
| ASSOC BUILDERS & CONTRACTORS INS | Investment Advisor | $40,276 | — | $40,276 |
| PARMS & CO | Auditor | $16,600 | — | $16,600 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- GALLAGHER BENEFIT SERVICES INC — Investment Advisor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $1,121,369
- Estimated Expense Ratio: 21.609% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $874,825 | — | — | — | — |
| 2023 | $715,469 | — | $20,045 | — | — |
| 2022 | $704,536 | — | — | — | $704,536 |