Plan Snapshot
- Plan Sponsor: Heritage Insurance Holdings, INC
- Sponsor EIN: 455338504
- Sponsor Address: 1401 N WESTSHORE BLVD, TAMPA, FL, 33607
- Plan Type: 401(k)
- Total Participants: 540
- Total Assets: $36.3M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 540 | $36.3M | $2.1M | $3.0M |
| 2023 | 501 | $29.9M | $1.3M | $2.6M |
| 2022 | 520 | $24.0M | $1.3M | $2.7M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MORGAN STANLEY | NONE | $84,242 | — | $84,242 |
| EMPOWER ANNUITY INS CO OF AMER | NONE | $54,933 | — | $54,933 |
| FLORIDA RETIREMENT CONSULTANTS | NONE | $29,728 | — | $29,728 |
| ASSURANCE DIMENSIONS | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- MORGAN STANLEY — NONE
- ASSURANCE DIMENSIONS — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $168,903
- Estimated Expense Ratio: 0.466% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $168,785 | $93,743 | $29,728 | — | — |
| 2023 | $133,889 | $70,574 | $26,136 | — | — |
| 2022 | $17,147 | $6,789 | $10,358 | — | — |