Plan Snapshot
- Plan Sponsor: Harvest Sherwood Food Distributors, INC
- Sponsor EIN: 510378995
- Sponsor Address: 1022 BAY MARINA DRIVE SUITE 106, NATIONAL CITY, CA, 91950
- Plan Type: 401(k)
- Total Participants: 1,206
- Total Assets: $87.8M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,206 | $87.8M | $1.6M | $6.7M |
| 2023 | 1,132 | $82.6M | $1.6M | $6.1M |
| 2022 | 1,099 | $69.8M | $1.6M | $6.2M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| JOHN HANCOCK | Recordkeeper | $179,881 | — | $179,881 |
| GALLAGHER BENEFIT SERVICES INC | Investment Advisor | $70,000 | — | $70,000 |
| PLANTE AND MORAN | Other Service Provider | $18,500 | — | $18,500 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- JOHN HANCOCK — Recordkeeper
- GALLAGHER BENEFIT SERVICES INC — Investment Advisor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $268,381
- Estimated Expense Ratio: 0.306% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $217,595 | $81,671 | $117,424 | $18,500 | — |
| 2023 | $248,276 | $78,974 | $153,302 | $16,000 | — |
| 2022 | $236,685 | $192,553 | $44,132 | — | — |