Plan Snapshot
- Plan Sponsor: Harcros Chemicals INC.
- Sponsor EIN: 431935062
- Sponsor Address: 5200 SPEAKER ROAD, KANSAS CITY, KS, 66106
- Plan Type: 401(k)
- Total Participants: 585
- Total Assets: $108.1M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 585 | $108.1M | $3.3M | $4.1M |
| 2023 | 569 | $101.5M | $3.0M | $3.9M |
| 2022 | 652 | $96.0M | $2.8M | $3.8M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | Recordkeeper | $87,657 | — | $87,657 |
| CAPFINANCIAL PARTNERS LLC DBA CAPTR | Investment Advisor | $72,400 | — | $72,400 |
| HARCROS CHEMICALS INC | Other Service Provider | $5,250 | — | $5,250 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $165,307
- Estimated Expense Ratio: 0.153% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $165,530 | $72,400 | — | — | — |
| 2023 | $150,697 | $67,997 | — | — | — |
| 2022 | $240,054 | $202,971 | $18,910 | — | — |