Plan Snapshot
- Plan Sponsor: Happy Money, INC.
- Sponsor EIN: 264419538
- Sponsor Address: 1700 FLIGHT WAY SUITE 300, TUSTIN, CA, 92782
- Plan Type: 401(k)
- Total Participants: 125
- Total Assets: $17.0M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 125 | $17.0M | $367,460 | $1.8M |
| 2023 | 223 | $15.8M | $609,201 | $2.8M |
| 2022 | 459 | $13.8M | $833,559 | $3.7M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| THE BALDWIN GROUP WEALTH ADVISORS | ADVISOR | $56,720 | — | $56,720 |
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $38,959 | — | $38,959 |
| SINGER LEWAK LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
- SINGER LEWAK LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $95,679
- Estimated Expense Ratio: 0.562% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $100,418 | $61,459 | — | — | — |
| 2023 | $121,433 | $55,461 | — | — | — |
| 2022 | $111,142 | $3,782 | — | — | — |