Plan Snapshot
- Plan Sponsor: Apoyo Financiero, INC.
- Sponsor EIN: 205579499
- Sponsor Address: ONE CONCORD CENTER, CONCORD, CA, 94520
- Plan Type: 401(k)
- Total Participants: 122
- Total Assets: $970,470
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 122 | $970,470 | $3,937 | $82,892 |
| 2023 | 127 | $820,383 | $0 | $97,840 |
| 2022 | 164 | $660,161 | $0 | $128,271 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| JOHN HANCOCK | RECORDKEEPER | $15,051 | — | $15,051 |
| COMYNS, SMITH, MCLEARY & DEAVER,LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- JOHN HANCOCK — RECORDKEEPER
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $15,051
- Estimated Expense Ratio: 1.551% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $21,417 | $4,491 | $15,051 | — | — |
| 2023 | $20,671 | $3,676 | $14,870 | — | — |
| 2022 | $19,747 | $3,212 | $14,835 | — | $1,700 |