Plan Snapshot
- Plan Sponsor: Hallmark Home Mortgage
- Sponsor EIN: 208549934
- Sponsor Address: 7421 COLDWATER ROAD, FORT WAYNE, IN, 46825
- Plan Type: 401(k)
- Total Participants: 179
- Total Assets: $16.7M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 179 | $16.7M | $219,187 | $1.3M |
| 2023 | 185 | $14.5M | $199,261 | $1.3M |
| 2022 | 223 | $12.1M | $198,440 | $1.2M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| SYM FINANCIAL CORPORATION | Investment Advisor | $48,796 | — | $48,796 |
| EMPOWER ANNUITY INS CO OF AMERICA | Recordkeeper | $38,879 | — | $38,879 |
| BENEFIT PLANS PLUS LLC | Recordkeeper | $6,908 | $10,000 | $16,908 |
| HAINES ISENBARGER & SKIBA, LLC | Auditor | $10,000 | — | $10,000 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $114,583
- Estimated Expense Ratio: 0.686% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $101,258 | $83,757 | — | $10,000 | — |
| 2023 | $96,677 | $78,406 | — | — | — |
| 2022 | $88,693 | $46,293 | $29,849 | — | $9,901 |