Plan Snapshot
- Plan Sponsor: Graham Health Services, LLC
- Sponsor EIN: 203608523
- Sponsor Address: 5440 CORPORATE DRIVE, SUITE 400, TROY, MI, 48098
- Plan Type: 401(k)
- Total Participants: 3,649
- Total Assets: $117.3M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 3,649 | $117.3M | $2.0M | $15.0M |
| 2023 | 3,251 | $94.7M | $1.5M | $13.4M |
| 2022 | 2,810 | $70.2M | $543,090 | $11.7M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE CO OF AME | RECORDKEEPER | $243,708 | — | $243,708 |
| ALLIANCEBERNSTEIN LP | INVESTMENT ADVISOR | $118,284 | — | $118,284 |
| PENTEGRA SERVICES INC. | CONTRACT ADMIN | $82,981 | — | $82,981 |
| EMPOWER ADVISORY GROUP, LLC | INVESTMENT MGMT | $20,933 | — | $20,933 |
| FORVIS MAZARS, LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FORVIS MAZARS, LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $465,906
- Estimated Expense Ratio: 0.397% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $441,556 | $114,467 | $82,981 | — | — |
| 2023 | $344,608 | $100,981 | $75,894 | — | — |
| 2022 | $225,552 | $67,304 | $69,704 | — | — |