Plan Snapshot
- Plan Sponsor: Gosch Auto Group
- Sponsor EIN: 454105977
- Sponsor Address: 150 CARRIAGE CIRCLE, HEMET, CA, 92545
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 411
- Total Assets: $17.7M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2023 | 411 | $17.7M | $286,383 | $2.1M |
| 2022 | 482 | $15.9M | $303,678 | $2.1M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| TRANSAMERICA RETIREMENT SOLUTIONS | Recordkeeper | $49,749 | — | $49,749 |
| BANK OF AMERICA | Investment Advisor | $35,604 | — | $35,604 |
| BENEFIT EQUITY INC. | Recordkeeper | $22,263 | — | $22,263 |
| COASTAL PENSION SERVICES, INC. | Recordkeeper | $19,480 | — | $19,480 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- TRANSAMERICA RETIREMENT SOLUTIONS — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $127,096
- Estimated Expense Ratio: 0.719% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2023 | $174,888 | — | — | — | — |
| 2022 | $136,389 | — | — | — | — |