Plan Snapshot
- Plan Sponsor: Pedder Nissan LLC
- Sponsor EIN: 371564682
- Sponsor Address: 200 CARRIAGE CIRCLE, HEMET, CA, 92545
- Plan Type: 401(k)
- Total Participants: 418
- Total Assets: $6.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 418 | $6.6M | $0 | $1.7M |
| 2023 | 326 | $5.7M | $0 | $1.7M |
| 2022 | 341 | $3.9M | $0 | $1.6M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $38,642 | — | $38,642 |
| MORGAN STANLEY SMITH BARNEY LLC | INVESTMENT ADVISOR | $19,213 | — | $19,213 |
| WRIGHT FORD YOUNG & COMPANY | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
- MORGAN STANLEY SMITH BARNEY LLC — INVESTMENT ADVISOR
- WRIGHT FORD YOUNG & COMPANY — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $57,855
- Estimated Expense Ratio: 0.872% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $59,355 | $20,713 | — | — | — |
| 2023 | $46,761 | $14,622 | — | — | — |
| 2022 | $72,934 | — | — | — | — |