Plan Snapshot
- Plan Sponsor: Gemini Legal Support, INC.
- Sponsor EIN: 204088422
- Sponsor Address: 250 TECHNOLOGY WAY, ROCKLIN, CA, 95765
- Plan Type: 401(k)
- Total Participants: 301
- Total Assets: $6.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 301 | $6.6M | $561,736 | $852,489 |
| 2023 | 262 | $5.0M | $479,196 | $707,890 |
| 2022 | 186 | $2.9M | $357,733 | $520,115 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CAPITAL PLANNING ADVISORS LLC | Investment Advisor | $45,058 | — | $45,058 |
| EMPOWER ANNUITY INSURANCE COMPANY | Recordkeeper | $27,031 | — | $27,031 |
| EMPOWER ADVISORY GROUP, LLC | Investment Advisor | $6,160 | — | $6,160 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $78,249
- Estimated Expense Ratio: 1.178% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $78,249 | $51,218 | — | — | — |
| 2023 | $56,842 | $33,156 | — | — | — |
| 2022 | $81,981 | $23,426 | $58,555 | — | — |