Plan Snapshot
- Plan Sponsor: Gemini Group, INC.
- Sponsor EIN: 383329159
- Sponsor Address: 175 THOMPSON ROAD, BAD AXE, MI, 484138274
- Plan Type: 401(k)
- Total Participants: 1,117
- Total Assets: $119.9M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,117 | $119.9M | $2.2M | $5.3M |
| 2023 | 1,144 | $108.0M | $2.3M | $5.4M |
| 2022 | 1,123 | $90.5M | $2.1M | $5.2M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | RECORDKEEPER | $218,248 | — | $218,248 |
| HACKER, JOHNSON & SMITH PA | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- HACKER, JOHNSON & SMITH PA — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $218,248
- Estimated Expense Ratio: 0.182% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $218,248 | — | — | — | — |
| 2023 | $206,329 | $4,046 | — | — | — |
| 2022 | $152,639 | $762 | $54,627 | — | — |