Plan Snapshot
- Plan Sponsor: Four Keys, LLC
- Sponsor EIN: 473403304
- Sponsor Address: 5505 S. 27TH STREET, MILWAUKEE, WI, 53221
- Plan Type: 401(k)
- Total Participants: 239
- Total Assets: $14.3M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 239 | $14.3M | $173,384 | $841,952 |
| 2023 | 315 | $11.9M | $45,052 | $826,656 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | RECORDKEEPER | $31,540 | — | $31,540 |
| MARINER WEALTH ADVISORS, LLC | INVESTMENT ADVISOR | $27,611 | — | $27,611 |
| MAP RETIREMENT USA LLC | CONTRACT ADMIN | $17,371 | $4,184 | $21,555 |
| MAP RETIREMENT | OTHER | $10,165 | — | $10,165 |
| LIPSCHULTZ, LEVIN, & GRAY, LLC | Auditor | — | — | $0 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $90,871
- Estimated Expense Ratio: 0.635% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $125,500 | $125,500 | — | — | — |
| 2023 | $77,509 | — | — | — | — |