Plan Snapshot
- Plan Sponsor: Foothill Federal Credit Union
- Sponsor EIN: 952131131
- Sponsor Address: 250 W COLORADO BLVD STE 150, ARCADIA, CA, 91007
- Plan Type: 401(k)
- Plan Number: 002
- Total Participants: 138
- Total Assets: $20.2M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 138 | $20.2M | $0 | $0 |
| 2024 | 88 | $19.7M | $695,438 | $651,820 |
| 2023 | 87 | $17.2M | $653,667 | $642,239 |
| 2022 | 94 | $13.6M | $673,653 | $574,113 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| COMMONWEALTH EQUITY SERVICES LLC DB | Investment Advisor | $24,579 | — | $24,579 |
| ACCELERATE INVESTMENT ADVISORS LLC | Investment Advisor | $18,769 | — | $18,769 |
| EMPOWER ADVISORY GROUP, LLC | Investment Advisor | $7,998 | — | $7,998 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $51,346
- Estimated Expense Ratio: 0.254% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $3,532,775 | $51,346 | — | — | — |
| 2024 | $1,815,810 | — | — | — | — |
| 2023 | $585,344 | — | — | — | — |
| 2022 | $872,570 | — | — | — | — |