Plan Snapshot
- Plan Sponsor: Firstgroup America, INC.
- Sponsor EIN: 522205403
- Sponsor Address: 191 ROSA PARKS ST FL 8, CINCINNATI, OH, 452022573
- Plan Type: 401(k)
- Total Participants: 49,717
- Total Assets: $328.2M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 49,717 | $328.2M | $6.5M | $26.1M |
| 2023 | 43,376 | $303.6M | $6.3M | $24.0M |
| 2022 | 52,724 | $308.4M | $7.7M | $30.2M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $124,454 | — | $124,454 |
| MORRIS, MANNING AND MARTIN | ATTORNEY/LEGAL | $68,142 | — | $68,142 |
| CAP FINANCIAL PARTNERS, LLC | INVESTMENT ADVISOR | $60,750 | — | $60,750 |
| EMPLOYEE BENEFIT SOLUTIONS | CONSULTANT | $38,388 | — | $38,388 |
| PLANTE MORAN | ACCOUNTANT/AUDITOR | $28,500 | — | $28,500 |
| PRINCIPAL FINANCIAL GROUP | RECORDKEEPER | $18,302 | — | $18,302 |
| PLANTE & MORAN, PLLC | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
- MORRIS, MANNING AND MARTIN — ATTORNEY/LEGAL
- PLANTE MORAN — ACCOUNTANT/AUDITOR
- PLANTE & MORAN, PLLC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $338,536
- Estimated Expense Ratio: 0.103% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $936,156 | $62,371 | — | — | — |
| 2023 | $932,800 | $124,390 | $755,300 | — | — |
| 2022 | $671,392 | $72,530 | $517,474 | — | $81,388 |