Plan Snapshot
- Plan Sponsor: First Keystone Community Bank
- Sponsor EIN: 240525403
- Sponsor Address: 111 WEST FRONT STREET, BERWICK, PA, 186030289
- Plan Type: 401(k)
- Total Participants: 208
- Total Assets: $25.8M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 208 | $25.8M | $763,033 | $821,454 |
| 2023 | 197 | $22.2M | $712,664 | $762,364 |
| 2022 | 183 | $18.9M | $618,596 | $650,106 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| BENEFIT PLANS ADMIN SERVICES | NONE | $68,977 | — | $68,977 |
| S.R. SNODGRASS, P.C. | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- BENEFIT PLANS ADMIN SERVICES — NONE
- S.R. SNODGRASS, P.C. — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $68,977
- Estimated Expense Ratio: 0.268% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $69,674 | $60,104 | $7,918 | — | — |
| 2023 | $61,239 | $54,265 | $5,313 | — | — |
| 2022 | $66,389 | $58,887 | $5,722 | — | — |