Plan Snapshot
- Plan Sponsor: First Citizens Community Bank
- Sponsor EIN: 240652238
- Sponsor Address: 15 S MAIN ST, MANSFIELD, PA, 16933
- Plan Type: DC
- Total Participants: 407
- Total Assets: $43.0M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 407 | $43.0M | $1.5M | $2.4M |
| 2023 | 402 | $36.3M | $1.3M | $2.0M |
| 2022 | 321 | $26.9M | $977,287 | $1.7M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| LARSON, KELLETT & ASSOCIATES, P.C. | AUDITOR | $13,708 | — | $13,708 |
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $7,225 | — | $7,225 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- LARSON, KELLETT & ASSOCIATES, P.C. — AUDITOR
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $20,933
- Estimated Expense Ratio: 0.049% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $81,342 | $4,694 | — | $12,335 | — |
| 2023 | $66,289 | $3,416 | — | $10,600 | — |
| 2022 | $51,838 | $1,960 | $41,336 | — | — |