Plan Snapshot
- Plan Sponsor: Finger Lakes Community Health
- Sponsor EIN: 161581104
- Sponsor Address: PO BOX 423, PENN YAN, NY, 14527
- Plan Type: 401(k)
- Total Participants: 209
- Total Assets: $11.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 209 | $11.6M | $333,843 | $733,048 |
| 2023 | 208 | $9.7M | $340,204 | $739,995 |
| 2022 | 220 | $7.6M | $320,082 | $732,380 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| SAGE RUTTY & COMPANY | Investment Advisor | — | $49,898 | $49,898 |
| VOYA RETIREMENT INSURANCE AND ANNUI | Other Service Provider | $10,051 | — | $10,051 |
| RIMKUS, MARCIANO & ASSOCIATES, INC. | Recordkeeper | — | $6,018 | $6,018 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- SAGE RUTTY & COMPANY — Investment Advisor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $65,967
- Estimated Expense Ratio: 0.570% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $10,051 | — | $10,051 | — | — |
| 2023 | $6,550 | — | — | — | — |
| 2022 | $7,475 | $7,475 | — | — | — |