Plan Snapshot
- Plan Sponsor: Enbi Rochester, INC.
- Sponsor EIN: 161140044
- Sponsor Address: 465 PAUL RD, ROCHESTER, NY, 146244779
- Plan Type: 401(k)
- Total Participants: 115
- Total Assets: $10.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 115 | $10.6M | $267,111 | $552,484 |
| 2023 | 123 | $6.3M | $278,024 | $552,188 |
| 2022 | 127 | $5.1M | $265,908 | $516,001 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| SAGE RUTTY & COMPANY INC | ADVISOR | $19,540 | — | $19,540 |
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $10,824 | — | $10,824 |
| KEMPER CPA | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- SAGE RUTTY & COMPANY INC — ADVISOR
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
- KEMPER CPA — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $30,364
- Estimated Expense Ratio: 0.286% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $30,086 | $19,540 | — | — | — |
| 2023 | $27,046 | $16,043 | — | $2,088 | — |
| 2022 | $23,715 | — | — | — | — |