Plan Snapshot
- Plan Sponsor: Empath-Stratum, INC.
- Sponsor EIN: 851356625
- Sponsor Address: 6310 CAPITAL DRIVE, LAKEWOOD RANCH, FL, 34202
- Plan Type: 403(b)
- Total Participants: 2,674
- Total Assets: $145.4M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: Yes
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 2,674 | $145.4M | $4.4M | $13.2M |
| 2023 | 2,203 | $132.5M | $3.8M | $11.8M |
| 2022 | 2,464 | $100.7M | $3.4M | $10.2M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| LINCOLN NATIONAL CORPORATION | SERVICE PROVIDER | $328,290 | — | $328,290 |
| SAGEVIEW ADVISORY GROUP | SERVICE PROVIDER | $75,182 | — | $75,182 |
| THE VARIABLE ANNUITY LIFE INSURANCE | SERVICE PROVIDER | $5,965 | — | $5,965 |
| KERKERING BARBERIO AND COMPANY | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- LINCOLN NATIONAL CORPORATION — SERVICE PROVIDER
- SAGEVIEW ADVISORY GROUP — SERVICE PROVIDER
- THE VARIABLE ANNUITY LIFE INSURANCE — SERVICE PROVIDER
- KERKERING BARBERIO AND COMPANY — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $409,437
- Estimated Expense Ratio: 0.282% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $410,288 | $75,182 | $335,106 | — | — |
| 2023 | $347,417 | $70,819 | $276,598 | — | — |
| 2022 | $304,437 | $63,695 | $240,742 | — | — |