Plan Snapshot
- Plan Sponsor: Emmaus Homes, INC.
- Sponsor EIN: 430653309
- Sponsor Address: 3731 MUELLER RD, SAINT CHARLES, MO, 633018043
- Plan Type: 403(b)
- Plan Number: 002
- Total Participants: 636
- Total Assets: $7.7M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: Yes
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 636 | $7.7M | $293,127 | $683,806 |
| 2023 | 657 | $7.2M | $263,293 | $625,652 |
| 2022 | 579 | $6.1M | $233,086 | $576,818 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | Recordkeeper | $44,583 | — | $44,583 |
| RUBINBROWN LLP | Auditor | — | $12,450 | $12,450 |
| EMMAUS HOMES, INC. | Other Service Provider | — | $12,100 | $12,100 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- RUBINBROWN LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $69,133
- Estimated Expense Ratio: 0.901% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $44,583 | — | $44,583 | — | — |
| 2023 | $44,885 | — | $44,885 | — | — |
| 2022 | $43,218 | — | $43,218 | — | — |