Plan Snapshot
- Plan Sponsor: Emerson Health System, INC.
- Sponsor EIN: 042770977
- Sponsor Address: 133 OLD ROAD TO NINE ARCE CORNER, CONCORD, MA, 01742
- Plan Type: 403(b)
- Plan Number: 006
- Total Participants: 2,515
- Total Assets: $183.2M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 2,515 | $183.2M | $2.4M | $11.3M |
| 2023 | 2,615 | $166.5M | $2.1M | $11.0M |
| 2022 | 1,315 | $143.8M | $0 | $10.0M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | Recordkeeper | $166,651 | — | $166,651 |
| CAPTRUSTFINANCIALPARTNERSLLC | Other Service Provider | $29,964 | — | $29,964 |
| EJ CALLAHAN | Auditor | $12,000 | — | $12,000 |
| STRATEGIC ADVISORS, INC. | Investment Advisor | $5,216 | — | $5,216 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FIDELITY INVESTMENTS INSTITUTIONAL — Recordkeeper
- STRATEGIC ADVISORS, INC. — Investment Advisor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $213,831
- Estimated Expense Ratio: 0.117% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $213,837 | $6,367 | — | $12,000 | — |
| 2023 | $238,316 | $13,994 | — | $7,000 | — |
| 2022 | $238,059 | — | — | — | — |