Plan Snapshot
- Plan Sponsor: Emerald X, LLC
- Sponsor EIN: 133754838
- Sponsor Address: 31910 DEL OBISPO, SUITE 200, SAN JUAN CAPISTRANO, CA, 92675
- Plan Type: 401(k)
- Total Participants: 676
- Total Assets: $92.9M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 676 | $92.9M | $1.6M | $5.9M |
| 2023 | 652 | $83.0M | $1.9M | $6.1M |
| 2022 | 733 | $69.6M | $1.8M | $6.1M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MERCER INVESTMENTS LLC | PLAN SPONSOR | $40,000 | — | $40,000 |
| STRATEGIC ADVISORS, INC. | ADVISOR | $33,284 | — | $33,284 |
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $8,863 | — | $8,863 |
| CBIZ CPAS P.C. | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- STRATEGIC ADVISORS, INC. — ADVISOR
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $82,147
- Estimated Expense Ratio: 0.088% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $82,147 | $33,284 | — | — | — |
| 2023 | $119,648 | $20,985 | — | — | — |
| 2022 | $22,878 | $16,272 | — | — | — |