Plan Snapshot
- Plan Sponsor: Arborworks, INC.
- Sponsor EIN: 770615692
- Sponsor Address: 40094 HIGHWAY 49 #A, OAKHURST, CA, 93644
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 1,038
- Total Assets: $6.8M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 1,038 | $6.8M | $0 | $0 |
| 2024 | 625 | $4.1M | $455,933 | $1.3M |
| 2023 | 477 | $2.7M | $330,597 | $802,447 |
| 2022 | 219 | $1.7M | $228,409 | $656,980 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ADP BROKER-DEALER | Recordkeeper | $34,727 | — | $34,727 |
| PENTEGRA RETIREMENT SERVICES, INC. | Recordkeeper | $25,590 | — | $25,590 |
| MERRILL LYNCH PIERCE FENNER & SMITH | Investment Advisor | $23,471 | $274 | $23,745 |
| ADP, INC. | Recordkeeper | $5,800 | — | $5,800 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $89,862
- Estimated Expense Ratio: 1.317% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $542,027 | $23,471 | $25,590 | — | — |
| 2024 | $66,758 | $62,011 | — | — | — |
| 2023 | $46,695 | $10,013 | — | — | — |
| 2022 | $20,951 | — | — | — | — |