Plan Snapshot
- Plan Sponsor: E.T. Mackenzie Company
- Sponsor EIN: 382405622
- Sponsor Address: 4248 WEST SAGINAW HIGHWAY, GRAND LEDGE, MI, 48837
- Plan Type: 401(k)
- Total Participants: 336
- Total Assets: $20.8M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 336 | $20.8M | $704,456 | $1.3M |
| 2023 | 298 | $17.4M | $491,596 | $1.2M |
| 2022 | 276 | $14.6M | $397,957 | $1.1M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| STRATEGIES WEALTH ADVISORS, LLC | INVESTMENT ADVISOR | $38,716 | — | $38,716 |
| EMPOWER ANNUITY INSURANCE COMPANY O | RECORDKEEPER | $31,387 | — | $31,387 |
| MANER COSTERISAN & ELLIS PC DBA MAN | AUDITOR | $7,800 | — | $7,800 |
| MANER COSTERISAN PC | Auditor | $7,800 | — | $7,800 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- MANER COSTERISAN PC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $85,703
- Estimated Expense Ratio: 0.413% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $77,903 | $38,716 | — | $7,800 | — |
| 2023 | $65,408 | $31,530 | — | $7,330 | — |
| 2022 | $68,453 | — | $68,453 | — | — |