Plan Snapshot
- Plan Sponsor: Dz Bank Ag, New York Branch
- Sponsor EIN: 132847358
- Sponsor Address: 1 VANDERBILT AVENUE, 49TH FLOOR, NEW YORK, NY, 10017
- Plan Type: 401(k)
- Total Participants: 69
- Total Assets: $71.4M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 69 | $71.4M | $662,104 | $1.5M |
| 2023 | 70 | $62.5M | $625,149 | $1.4M |
| 2022 | 65 | $62.3M | $598,703 | $1.3M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MORGAN STANLEY SMITH BARNEY LLC | ADVISOR | $46,828 | — | $46,828 |
| SENTINEL BENEFITS GROUP LLC | TPA | $33,625 | — | $33,625 |
| CHARLES SCHWAB TRUST BANK | CUSTODIAN | $9,580 | — | $9,580 |
| WIPFLI LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- MORGAN STANLEY SMITH BARNEY LLC — ADVISOR
- SENTINEL BENEFITS GROUP LLC — TPA
- CHARLES SCHWAB TRUST BANK — CUSTODIAN
- WIPFLI LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $90,033
- Estimated Expense Ratio: 0.126% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $90,033 | $46,828 | — | — | — |
| 2023 | $67,312 | $42,626 | — | — | — |
| 2022 | $66,244 | $64,544 | — | — | $1,700 |