Plan Snapshot
- Plan Sponsor: Ducharme, Mcmillen & Associates, INC.
- Sponsor EIN: 351293472
- Sponsor Address: 828 S HARRISON ST, FORT WAYNE, IN, 468022206
- Plan Type: 401(k)
- Total Participants: 679
- Total Assets: $69.3M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 679 | $69.3M | $0 | $5.2M |
| 2023 | 633 | $57.3M | $0 | $4.1M |
| 2022 | 558 | $44.6M | $0 | $3.7M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| SYM FINANCIAL ADVISORS | INVESTMENT ADVISORY | $94,630 | $16 | $94,646 |
| PRINCIPAL LIFE INSURANCE COMPANY | CONTRACT ADMINISTRATOR | $68,047 | — | $68,047 |
| KATZ, SAPPER & MILLER, LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- SYM FINANCIAL ADVISORS — INVESTMENT ADVISORY
- KATZ, SAPPER & MILLER, LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $162,693
- Estimated Expense Ratio: 0.235% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $162,677 | $94,630 | $68,047 | — | — |
| 2023 | $124,017 | $67,593 | $56,424 | — | — |
| 2022 | $14,984 | — | $14,984 | — | — |