Plan Snapshot
- Plan Sponsor: Dte Energy Corporate Services, LLC
- Sponsor EIN: 205898509
- Sponsor Address: ONE ENERGY PLAZA 240 G O, DETROIT, MI, 48226
- Plan Type: 401(k)
- Total Participants: 581
- Total Assets: $229.0M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 581 | $229.0M | $3.4M | $12.8M |
| 2023 | 591 | $199.1M | $3.2M | $12.3M |
| 2022 | 579 | $167.0M | $3.0M | $11.5M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | NONE | $134,650 | — | $134,650 |
| BLACKROCK INSTITUTIONAL TRUST CO | NONE | $5,393 | — | $5,393 |
| GJC CPAS & ADVISORS | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- GJC CPAS & ADVISORS — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $140,043
- Estimated Expense Ratio: 0.061% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $153,525 | $150,022 | — | — | — |
| 2023 | $147,853 | $143,775 | — | — | — |
| 2022 | $160,155 | $157,651 | — | — | $1,999 |