Plan Snapshot
- Plan Sponsor: Dte Energy Corporate Services, LLC
- Sponsor EIN: 205898509
- Sponsor Address: ONE ENERGY PLAZA 240 G O, DETROIT, MI, 48226
- Plan Type: 401(k)
- Total Participants: 3,439
- Total Assets: $963.3M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 3,439 | $963.3M | $22.5M | $39.0M |
| 2023 | 3,556 | $857.5M | $21.8M | $37.1M |
| 2022 | 3,716 | $783.4M | $21.3M | $38.2M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | NONE | $597,917 | — | $597,917 |
| BLACKROCK INSTITUTIONAL TRUST CO | NONE | $28,477 | — | $28,477 |
| JPMORGAN CHASE BANK, NA | NONE | $10,666 | — | $10,666 |
| GJC CPAS & ADVISORS | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- JPMORGAN CHASE BANK, NA — NONE
- GJC CPAS & ADVISORS — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $637,060
- Estimated Expense Ratio: 0.066% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $677,031 | $662,479 | — | — | — |
| 2023 | $660,099 | $642,623 | — | — | — |
| 2022 | $817,213 | $802,370 | — | — | $10,979 |