Plan Snapshot
- Plan Sponsor: District Council 16 Of Northern California Health And Welfare Trust
- Sponsor EIN: 412261950
- Sponsor Address: 4160 DUBLIN BLVD, SUITE 400, DUBLIN, CA, 945687756
- Plan Type: 401(k)
- Plan Number: 501
- Total Participants: 5,851
- Total Assets: $251.3M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 5,851 | $251.3M | $114.6M | $5.5M |
| 2023 | 6,176 | $242.7M | $117.9M | $5.7M |
| 2022 | 6,983 | $227.0M | $113.9M | $6.7M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| HEALTH SERVICES AND BENEFIT ADMIN | Other Service Provider | $2,134,757 | — | $2,134,757 |
| WITHUMSMITH+BROWN, PC | Auditor | $1,362,592 | — | $1,362,592 |
| SALTZMAN & JOHNSON | Other Service Provider | $612,560 | — | $612,560 |
| ANTHEM BLUE CROSS | Other Service Provider | $527,548 | — | $527,548 |
| GRAYSTONE CONSULTING/MORGAN STANLEY | Other Service Provider | $421,916 | — | $421,916 |
| DELTA DENTAL | Other Service Provider | $381,300 | — | $381,300 |
| THE SEGAL COMPANY | Recordkeeper | $271,531 | — | $271,531 |
| MEDEXPERT INTERNATIONAL, INC. | Other Service Provider | $216,734 | — | $216,734 |
| BEAT-IT PROGRAM INC | Other Service Provider | $146,969 | — | $146,969 |
| VISION SERVICE PLAN | Other Service Provider | $52,768 | — | $52,768 |
| ROADRUNNER PRINT MAIL, INC. | Other Service Provider | $52,214 | — | $52,214 |
| IRON MOUNTAIN | Other Service Provider | $19,693 | — | $19,693 |
| SEGAL SELECT INSURANCE SERVICES | Other Service Provider | — | $19,667 | $19,667 |
| RSP PRINTING | Other Service Provider | $14,355 | — | $14,355 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- WITHUMSMITH+BROWN, PC — Auditor
- THE SEGAL COMPANY — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $6,234,604
- Estimated Expense Ratio: 2.481% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $6,143,311 | $421,916 | $2,054,992 | $78,024 | — |
| 2023 | $5,415,773 | $416,002 | $1,978,080 | $86,382 | — |
| 2022 | $4,702,731 | $201,629 | $1,848,677 | — | $1,355,822 |