Plan Snapshot
- Plan Sponsor: Des Moines Orthopaedic Surgeons, P.C.
- Sponsor EIN: 420984558
- Sponsor Address: 6001 WESTOWN PARKWAY, WEST DES MOINES, IA, 502667702
- Plan Type: 401(k)
- Total Participants: 325
- Total Assets: $92.7M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 325 | $92.7M | $3.0M | $1.9M |
| 2023 | 283 | $81.4M | $3.0M | $1.9M |
| 2022 | 262 | $73.0M | $2.7M | $1.7M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CAPFINANCIAL PARTNERS, LLC | Recordkeeper | $90,625 | — | $90,625 |
| FIDELITY INVESTMENTS INSTITUTIONAL | Recordkeeper | $30,680 | — | $30,680 |
| STRATEGIC ADVISORS, INC. | Investment Advisor | $5,440 | — | $5,440 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FIDELITY INVESTMENTS INSTITUTIONAL — Recordkeeper
- STRATEGIC ADVISORS, INC. — Investment Advisor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $126,745
- Estimated Expense Ratio: 0.137% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $126,670 | $5,440 | — | — | — |
| 2023 | $106,626 | $75,159 | — | — | — |
| 2022 | $107,346 | $46 | — | — | — |