Plan Snapshot
- Plan Sponsor: Deroche Building Supply, INC. Dba Crossroads Building Supply, INC.
- Sponsor EIN: 471649833
- Sponsor Address: 17W220 22ND STREET, SUITE 200, OAKBROOK TERRACE, IL, 601814745
- Plan Type: 401(k)
- Total Participants: 213
- Total Assets: $2.5M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 213 | $2.5M | $64,359 | $474,985 |
| 2023 | 227 | $2.1M | $59,442 | $453,723 |
| 2022 | 224 | $1.4M | $60,659 | $399,240 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| AMERIPRISE FINANCIAL SERVICES INC | Investment Advisor | — | $10,452 | $10,452 |
| PRINCIPAL LIFE INSURANCE COMPANY | Recordkeeper | $6,904 | — | $6,904 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- AMERIPRISE FINANCIAL SERVICES INC — Investment Advisor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $17,356
- Estimated Expense Ratio: 0.685% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $6,904 | — | $6,904 | — | — |
| 2023 | $4,850 | — | $4,850 | — | — |
| 2022 | $5,012 | — | $5,012 | — | — |