Plan Snapshot
- Plan Sponsor: Csx Corporation
- Sponsor EIN: 621051971
- Sponsor Address: 500 WATER STREET - J730, JACKSONVILLE, FL, 32202
- Plan Type: 401(k)
- Total Participants: 19,459
- Total Assets: $1.5B
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 19,459 | $1.5B | $7.1M | $46.9M |
| 2023 | 20,134 | $1.5B | $5.0M | $46.3M |
| 2022 | 20,710 | $1.4B | $6.6M | $39.4M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ADVISORY SERVICES | Other Service Provider | $973,736 | — | $973,736 |
| EMPOWER ANNUITY INSURANCE COMPANY | Other Service Provider | $580,011 | — | $580,011 |
| NORTHERN TRUST COMPANY | Other Service Provider | $275,770 | — | $275,770 |
| LOOMIS SAYLES & COMPANY | Other Service Provider | — | $273,582 | $273,582 |
| DODGE & COX | Other Service Provider | — | $185,460 | $185,460 |
| MORGAN STANLEY INVESTMENT MANAGE | Recordkeeper | — | $176,267 | $176,267 |
| WELLINGTON MANAGEMENT CO. LLP | Other Service Provider | — | $128,627 | $128,627 |
| HOLLAND & KNIGHT | Other Service Provider | — | $64,056 | $64,056 |
| ERNST & YOUNG | Auditor | $60,270 | — | $60,270 |
| JONES DAY REAVIS & POGUE | Other Service Provider | — | $16,525 | $16,525 |
| QDRO CONSULTANTS COMPANY, LLC | Other Service Provider | $12,000 | — | $12,000 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- MORGAN STANLEY INVESTMENT MANAGE — Recordkeeper
- ERNST & YOUNG — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $2,746,304
- Estimated Expense Ratio: 0.179% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $2,188,953 | $973,736 | — | — | — |
| 2023 | $905,684 | $834,888 | — | — | — |
| 2022 | $1,186,264 | $981,834 | — | — | $103,750 |