Plan Snapshot
- Plan Sponsor: Csx Corporation
- Sponsor EIN: 621051971
- Sponsor Address: 500 WATER STREET - J370, JACKSONVILLE, FL, 32202
- Plan Type: 401(k)
- Total Participants: 3,385
- Total Assets: $1.5B
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 3,385 | $1.5B | $15.7M | $33.1M |
| 2023 | 3,335 | $1.5B | $14.9M | $31.3M |
| 2022 | 3,305 | $1.3B | $12.4M | $29.1M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | NONE | $573,818 | — | $573,818 |
| NORTHERN TRUST COMPANY | NONE | $287,056 | — | $287,056 |
| LOOMIS SAYLES & COMPANY | NONE | — | $284,749 | $284,749 |
| EMPOWER ANNUITY INSURANCE COMPANY | NONE | $231,181 | — | $231,181 |
| DODGE & COX | NONE | — | $193,080 | $193,080 |
| MORGAN STANLEY INVESTMEMENT MANAGEM | NONE | — | $183,462 | $183,462 |
| WELLINGTON MANAGEMENT CO. LLP | NONE | — | $133,877 | $133,877 |
| HOLLAND & KNIGHT | NONE | — | $66,671 | $66,671 |
| ERNST & YOUNG | NONE | $62,730 | — | $62,730 |
| JONES DAY REAVIS & POGUE | NONE | — | $17,200 | $17,200 |
| QDRO CONSULTANTS COMPANY, LLC | NONE | $5,500 | — | $5,500 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- MORGAN STANLEY INVESTMEMENT MANAGEM — NONE
- ERNST & YOUNG — NONE
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $2,039,324
- Estimated Expense Ratio: 0.132% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $1,329,606 | $573,818 | — | — | — |
| 2023 | $602,033 | $529,743 | — | — | — |
| 2022 | $704,712 | $534,403 | — | — | $900 |