Plan Snapshot
- Plan Sponsor: Creative Management Services, LLC
- Sponsor EIN: 431854837
- Sponsor Address: 15 EAST MIDLAND AVENUE, PARAMUS, NJ, 07652
- Plan Type: DC
- Total Participants: 322
- Total Assets: $44.4M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 322 | $44.4M | $654,150 | $2.3M |
| 2023 | 303 | $37.6M | $583,198 | $2.0M |
| 2022 | 263 | $33.5M | $485,060 | $1.8M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| SENTINEL BENEFITS & FINANCIAL GROUP | SERVICE PROVIDER | $14,613 | — | $14,613 |
| RUBINBROWN LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- SENTINEL BENEFITS & FINANCIAL GROUP — SERVICE PROVIDER
- RUBINBROWN LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $14,613
- Estimated Expense Ratio: 0.033% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $14,613 | — | — | — | — |
| 2023 | $10,417 | — | — | — | — |
| 2022 | $10,247 | — | — | — | $10,247 |