Plan Snapshot
- Plan Sponsor: Cowles Company
- Sponsor EIN: 910420030
- Sponsor Address: 999 W RIVERSIDE AVE, SPOKANE, WA, 992011006
- Plan Type: DB
- Total Participants: 90
- Total Assets: $87.1M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 90 | $87.1M | $9.9M | $0 |
| 2023 | 96 | $107.1M | $1.3M | $0 |
| 2022 | 107 | $107.0M | $5.0M | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| BANKERS TRUST COMPANY | TRUSTEE | $248,674 | — | $248,674 |
| PRINCIPAL LIFE INSURANCE COMPANY | CONTRACT ADMINISTRATOR | $186,970 | — | $186,970 |
| AGILIS | ACTUARY | $87,315 | — | $87,315 |
| D.A. DAVIDSON & CO. | INVESTMENT ADVISORY | $33,875 | — | $33,875 |
| DBT | ACCOUNTANT | $11,900 | — | $11,900 |
| DECORIA BLAIR & TEAGUE PS | Auditor | $11,900 | — | $11,900 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- D.A. DAVIDSON & CO. — INVESTMENT ADVISORY
- DECORIA BLAIR & TEAGUE PS — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $580,634
- Estimated Expense Ratio: 0.667% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $884,544 | $33,875 | $420,068 | $11,900 | — |
| 2023 | $1,008,859 | $20,000 | $102,624 | $11,000 | — |
| 2022 | $1,053,961 | $19,822 | $253,343 | — | $9,900 |