Plan Snapshot
- Plan Sponsor: Cowles Company
- Sponsor EIN: 910420030
- Sponsor Address: 999 W RIVERSIDE AVE, SPOKANE, WA, 992011006
- Plan Type: 401(k)
- Total Participants: 652
- Total Assets: $76.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 652 | $76.6M | $1.7M | $2.8M |
| 2023 | 670 | $66.4M | $1.6M | $2.6M |
| 2022 | 633 | $62.5M | $1.6M | $2.5M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | CONTRACT ADMINISTRATOR | $106,131 | — | $106,131 |
| D A DAVIDSON & CO INC | INVESTMENT ADVISORY | $63,547 | $32 | $63,579 |
| DECORIA BLAIR & TEAGUE PS | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- D A DAVIDSON & CO INC — INVESTMENT ADVISORY
- DECORIA BLAIR & TEAGUE PS — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $169,710
- Estimated Expense Ratio: 0.222% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $169,678 | $63,547 | $106,131 | — | — |
| 2023 | $145,546 | $53,341 | $92,205 | — | — |
| 2022 | $152,293 | $58,699 | $93,594 | — | — |