Plan Snapshot
- Plan Sponsor: Conti-Causeway Ford Lincoln Mercury INC.
- Sponsor EIN: 210729170
- Sponsor Address: ROUTE 72 EAST, MANAHAWKIN, NJ, 080500000
- Plan Type: 401(k)
- Total Participants: 181
- Total Assets: $16.4M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 181 | $16.4M | $304,701 | $973,721 |
| 2023 | 184 | $14.4M | $310,683 | $988,217 |
| 2022 | 178 | $11.5M | $298,371 | $963,347 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| UBS FINANCIAL SVCS INS AGCY INC | Investment Advisor | — | $39,954 | $39,954 |
| WITHUMSMITH+BROWN, PC | Auditor | $16,000 | — | $16,000 |
| EMPOWER ANNUITY INSURANCE COMPANY | Recordkeeper | $5,761 | — | $5,761 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $61,715
- Estimated Expense Ratio: 0.376% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $24,446 | $2,685 | — | $16,000 | — |
| 2023 | $14,915 | $2,415 | — | $12,500 | — |
| 2022 | $10,614 | — | $10,614 | — | — |