Plan Snapshot
- Plan Sponsor: Composition Roofers Local #4 Annuity Fund
- Sponsor EIN: 222405101
- Sponsor Address: 385 PARSIPPANY ROAD, PARSIPPANY, NJ, 070545111
- Plan Type: DC
- Total Participants: 140
- Total Assets: $21.2M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 140 | $21.2M | $581,345 | $0 |
| 2023 | 150 | $22.7M | $580,584 | $0 |
| 2022 | 141 | $24.3M | $544,528 | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PRUDENTIAL | Recordkeeper | $46,529 | — | $46,529 |
| I.E. SHAFFER | Other Service Provider | $27,251 | — | $27,251 |
| MSPC | Auditor | $26,170 | — | $26,170 |
| COHEN, LEDER, MONTALBANO & GROSSMAN | Other Service Provider | $10,748 | — | $10,748 |
| EMPOWER ANNUITY INSURANCE COMPANY | Other Service Provider | — | $8,726 | $8,726 |
| MARINER INSTITUTIONAL, LLC | Other Service Provider | $6,975 | — | $6,975 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- PRUDENTIAL — Recordkeeper
- MSPC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $126,399
- Estimated Expense Ratio: 0.596% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $142,946 | $55,829 | — | $26,170 | — |
| 2023 | $150,799 | $62,037 | $29,025 | $26,780 | — |
| 2022 | $151,501 | $60,941 | $28,325 | — | $42,989 |