Plan Snapshot
- Plan Sponsor: Community State Bank
- Sponsor EIN: 231354306
- Sponsor Address: PO BOX 8, ORBISONIA, PA, 17243
- Plan Type: 401(k)
- Plan Number: 002
- Total Participants: 110
- Total Assets: $6.2M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 110 | $6.2M | $0 | $0 |
| 2024 | 90 | $5.5M | $172,978 | $434,292 |
| 2023 | 102 | $5.3M | $157,452 | $417,531 |
| 2022 | 102 | $4.8M | $145,668 | $357,866 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| BENEFIT PLANS ADMIN SERVICES | Other Service Provider | $27,362 | — | $27,362 |
| CAMBRIDGE INVESTMENT RESEARCH, INC. | Investment Advisor | $14,471 | — | $14,471 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $41,833
- Estimated Expense Ratio: 0.676% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $818,150 | $14,471 | $27,362 | — | — |
| 2024 | $41,081 | $13,430 | $27,651 | — | — |
| 2023 | $37,148 | $24,248 | $12,480 | — | — |
| 2022 | $37,047 | $24,290 | $12,337 | — | — |