Plan Snapshot
- Plan Sponsor: Cold Spring Granite Company
- Sponsor EIN: 410197900
- Sponsor Address: 17482 GRANITE WEST ROAD, COLD SPRING, MN, 56320
- Plan Type: 401(k)
- Total Participants: 869
- Total Assets: $139.0M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 869 | $139.0M | $2.2M | $7.4M |
| 2023 | 856 | $131.6M | $2.2M | $7.2M |
| 2022 | 872 | $116.6M | $2.1M | $6.7M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | RECORDKEEPER | $129,843 | — | $129,843 |
| CAPFINANCIAL PARTNERS LLC DBA CAPTR | INVESTMENT ADVISOR | $34,975 | — | $34,975 |
| BERGAN KDV | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- BERGAN KDV — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $164,818
- Estimated Expense Ratio: 0.119% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $164,892 | $34,975 | — | — | — |
| 2023 | $176,655 | $44,441 | $132,214 | — | — |
| 2022 | $149,803 | $43,985 | $105,232 | — | — |