Plan Snapshot
- Plan Sponsor: China Telecom Americas
- Sponsor EIN: 020625788
- Sponsor Address: 607 HERNDON PKWY, HERNDON, VA, 201705481
- Plan Type: 401(k)
- Total Participants: 141
- Total Assets: $22.3M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 141 | $22.3M | $371,216 | $1.8M |
| 2023 | 138 | $19.4M | $354,126 | $1.7M |
| 2022 | 213 | $15.4M | $349,548 | $1.8M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| NFP RETIREMENT INC/ADVISOR SERVICES | NONE | $31,474 | — | $31,474 |
| JOHN HANCOCK LIFE INSURANCE COMPANY | NONE | $14,532 | — | $14,532 |
| T ROWE PRICE RPS INC | NONE | $7,055 | — | $7,055 |
| ASSURANCE DIMENSIONS, LLC | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- JOHN HANCOCK LIFE INSURANCE COMPANY — NONE
- ASSURANCE DIMENSIONS, LLC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $53,061
- Estimated Expense Ratio: 0.238% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $56,786 | $20,695 | $14,532 | — | — |
| 2023 | $9,971 | — | $9,971 | — | — |
| 2022 | $3,261 | — | $3,261 | — | — |