Plan Snapshot
- Plan Sponsor: National Telecommunications Cooperative Association
- Sponsor EIN: 520741336
- Sponsor Address: 4121 WILSON BLVD., SUITE 1000, ARLINGTON, VA, 22203
- Plan Type: Health & Welfare
- Plan Number: 505
- Total Participants: 17,341
- Total Assets: $324.2M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 17,341 | $324.2M | $0 | $0 |
| 2024 | 17,651 | $332.5M | $335.1M | $0 |
| 2023 | 18,145 | $340.3M | $333.7M | $0 |
| 2022 | 17,796 | $318.3M | $332.0M | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| SERVICES MANAGEMENT CORPORATION | Other Service Provider | $15,221,218 | — | $15,221,218 |
| UNITED HEALTHCARE INSURANCE COMPANY | Other Service Provider | $8,579,497 | — | $8,579,497 |
| EXPRESS SCRIPTS | Other Service Provider | $7,431,308 | — | $7,431,308 |
| HEALTH AXIS | Other Service Provider | $1,230,883 | — | $1,230,883 |
| WILLIS TOWERS WATSON | Other Service Provider | $600,917 | — | $600,917 |
| OPTUM | Other Service Provider | $554,331 | — | $554,331 |
| VIVEKA HEALTH INC. | Other Service Provider | $497,291 | — | $497,291 |
| MEDICAL REVIEW INSTITUTE | Other Service Provider | $299,655 | — | $299,655 |
| GROOM LAW GROUP | Other Service Provider | $263,768 | — | $263,768 |
| TELUS HEALTH | Other Service Provider | $209,113 | — | $209,113 |
| VISION SERVICE PLAN | Other Service Provider | $197,737 | — | $197,737 |
| EVICORE HEALTHCARE | Other Service Provider | $146,740 | — | $146,740 |
| CLARK'S PRINTING SERVICE, INC. | Other Service Provider | $77,029 | — | $77,029 |
| BANK OF AMERICA | Other Service Provider | $54,012 | — | $54,012 |
| FORVIS MAZARS, LLP | Other Service Provider | $51,915 | — | $51,915 |
| EMPERION SERVICES INC | Other Service Provider | $49,861 | — | $49,861 |
| WILSHIRE ASSOCIATES | Other Service Provider | $40,000 | — | $40,000 |
| PNC BANK | Other Service Provider | $24,869 | — | $24,869 |
| FITNESS ON DEMAND | Other Service Provider | $12,060 | — | $12,060 |
| TRUSTEE #1 | Custodian / Trustee | $10,670 | — | $10,670 |
| EXAM COORDINATORS NETWORK | Other Service Provider | $10,590 | — | $10,590 |
| TRUSTEE #2 | Custodian / Trustee | $10,280 | — | $10,280 |
| TRUSTEE #3 | Custodian / Trustee | $9,881 | — | $9,881 |
| BLACKROCK INSTITUTIONAL TRUST CO | Other Service Provider | $9,494 | — | $9,494 |
| TRUSTEE #4 | Custodian / Trustee | $8,801 | — | $8,801 |
| TRUSTEE #5 | Custodian / Trustee | $7,555 | — | $7,555 |
| TRUSTEE #6 | Custodian / Trustee | $6,827 | — | $6,827 |
| CHRISTOPHER REBOL, DDS PA | Other Service Provider | $6,640 | — | $6,640 |
| TRUSTEE #7 | Custodian / Trustee | $6,578 | — | $6,578 |
| TRUSTEE #8 | Custodian / Trustee | $5,341 | — | $5,341 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $35,634,861
- Estimated Expense Ratio: 10.993% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $378,867,260 | $49,394 | $15,221,218 | $51,915 | — |
| 2024 | $32,093,881 | $50,713 | $14,785,059 | $67,228 | — |
| 2023 | $30,657,743 | $48,842 | $14,340,503 | $54,290 | — |
| 2022 | $26,284,108 | $48,371 | $13,657,622 | — | $774,928 |