Plan Snapshot
- Plan Sponsor: Chicago Area Jt Welfare Comm. For The Pointing Cleaning Caulking Ind
- Sponsor EIN: 362344463
- Sponsor Address: 660 INDUSTRIAL DR SUITE 201, ELMHURST, IL, 60126
- Plan Type: Health & Welfare
- Plan Number: 501
- Total Participants: 1,004
- Total Assets: $61.3M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,004 | $61.3M | $13.3M | $793,567 |
| 2023 | 1,033 | $64.6M | $13.3M | $633,466 |
| 2022 | 1,049 | $64.8M | $13.1M | $650,946 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| BLUECROSS BLUE SHIELD OF ILLINOIS | Other Service Provider | $472,515 | — | $472,515 |
| HCC LIFE INSURANCE | Other Service Provider | $253,727 | — | $253,727 |
| CYGAN HAYES, LTD. | Other Service Provider | $198,522 | — | $198,522 |
| THE SEGAL COMPANY | Other Service Provider | $161,779 | — | $161,779 |
| INNOVATIVE SOFTWARE SOLUTIONS, INC. | Other Service Provider | $113,064 | — | $113,064 |
| ACTIVE HEALTH MANAGEMENT | Other Service Provider | $106,967 | — | $106,967 |
| LUCY N. GUERRERO | Recordkeeper | $96,882 | — | $96,882 |
| EXPRESS SCRIPTS | Other Service Provider | $77,718 | — | $77,718 |
| BONNIE L. CARUSO | Recordkeeper | $66,112 | — | $66,112 |
| HINES & ASSOCIATES | Other Service Provider | $65,551 | — | $65,551 |
| JOHN KALLIANIS | Recordkeeper | $65,017 | — | $65,017 |
| MARQUETTE ASSOCIATES | Other Service Provider | $45,000 | — | $45,000 |
| BAUM SIGMAN AUERBACH & NUEMAN LTD. | Other Service Provider | $43,174 | — | $43,174 |
| MICHELE A. SCHULTZ | Recordkeeper | $33,110 | — | $33,110 |
| VIOLA L. MUNGUIA | Recordkeeper | $33,110 | — | $33,110 |
| YVONNE NAVA | Recordkeeper | $32,359 | — | $32,359 |
| CAROL B. TUCKER | Recordkeeper | $29,431 | — | $29,431 |
| HARRIS ASSOCIATES L.P. | Other Service Provider | $29,366 | — | $29,366 |
| JOANNA PROBOLA | Recordkeeper | $27,592 | — | $27,592 |
| SANDS CAPITAL MANAGEMENT | Other Service Provider | $27,540 | — | $27,540 |
| WORLDPAY | Other Service Provider | $24,464 | — | $24,464 |
| DELTA DENTAL OF ILLINOIS | Other Service Provider | $22,505 | — | $22,505 |
| NHIT CORE PLUS FIXED INCOME TRUST | Other Service Provider | $19,563 | — | $19,563 |
| ASSOCIATED AGENCIES | Other Service Provider | $18,222 | — | $18,222 |
| NOVENTECH | Other Service Provider | $15,364 | — | $15,364 |
| MIDWEST INTERNATIONAL TRUST COMPANY | Other Service Provider | $13,877 | — | $13,877 |
| SILVERCREST ASSET MANAGEMENT GROUP | Other Service Provider | $12,722 | — | $12,722 |
| GREEN LIGHT | Other Service Provider | $10,000 | — | $10,000 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- LUCY N. GUERRERO — Recordkeeper
- BONNIE L. CARUSO — Recordkeeper
- JOHN KALLIANIS — Recordkeeper
- MICHELE A. SCHULTZ — Recordkeeper
- VIOLA L. MUNGUIA — Recordkeeper
- YVONNE NAVA — Recordkeeper
- CAROL B. TUCKER — Recordkeeper
- JOANNA PROBOLA — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $2,115,253
- Estimated Expense Ratio: 3.452% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $1,415,602 | $145,652 | — | $50,900 | — |
| 2023 | $1,402,526 | $177,353 | — | $48,500 | — |
| 2022 | $1,400,475 | $152,092 | $29,088 | — | $382,360 |