Plan Snapshot
- Plan Sponsor: Certco, INC.
- Sponsor EIN: 390203490
- Sponsor Address: 5321 VERONA ROAD, MADISON, WI, 53711
- Plan Type: 401(k)
- Total Participants: 228
- Total Assets: $29.3M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 228 | $29.3M | $1.5M | $1.4M |
| 2023 | 214 | $26.9M | $1.4M | $1.3M |
| 2022 | 189 | $23.7M | $1.2M | $1.2M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | Recordkeeper | $33,719 | — | $33,719 |
| US BANCORP INVESTMENTS INC | Investment Advisor | — | $26,132 | $26,132 |
| EMPOWER ADVISORY GROUP, LLC | Investment Advisor | $11,300 | — | $11,300 |
| WORLD INVESTMENT ADVISORS LLC | Investment Advisor | $8,558 | — | $8,558 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $79,709
- Estimated Expense Ratio: 0.272% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $53,577 | $19,858 | — | — | — |
| 2023 | $42,192 | $17,185 | — | — | — |
| 2022 | $44,647 | $17,142 | $27,505 | — | — |