Plan Snapshot
- Plan Sponsor: Central Association For The Blind, INC.
- Sponsor EIN: 150543587
- Sponsor Address: 507 KENT ST, UTICA, NY, 13501
- Plan Type: 403(b)
- Total Participants: 282
- Total Assets: $9.2M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: Yes
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 282 | $9.2M | $540,268 | $507,263 |
| 2023 | 274 | $8.0M | $441,511 | $459,589 |
| 2022 | 274 | $7.1M | $427,604 | $446,239 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MORGAN STANLEY SMITH BARNEY | Investment Advisor | — | $29,505 | $29,505 |
| PENTEGRA SERVICES INC | Other Service Provider | $10,036 | — | $10,036 |
| MORGAN STANLEY INSURACE | Investment Advisor | — | $5,763 | $5,763 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $45,304
- Estimated Expense Ratio: 0.492% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $3,463 | — | — | — | — |
| 2023 | $3,581 | — | $3,581 | — | — |
| 2022 | $3,426 | — | $3,426 | — | — |