Plan Snapshot
- Plan Sponsor: Caterpillar INC.
- Sponsor EIN: 370602744
- Sponsor Address: 5205 N. O'CONNOR BOULEVARD, IRVING, TX, 75039
- Plan Type: 401(k)
- Plan Number: 037
- Total Participants: 462
- Total Assets: $55.7M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 462 | $55.7M | $0 | $0 |
| 2024 | 295 | $51.5M | $1.2M | $1.9M |
| 2023 | 300 | $47.7M | $1.5M | $1.8M |
| 2022 | 288 | $41.2M | $942,596 | $1.6M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PRICEWATERHOUSECOOPERS LLP | Other Service Provider | $56,500 | — | $56,500 |
| ALIGHT FINANCIAL ADVISORS, LLC | Other Service Provider | $20,905 | — | $20,905 |
| ALIGHT SOLUTIONS LLC | Other Service Provider | $9,099 | — | $9,099 |
| NORTHERN TRUST COMPANY | Custodian / Trustee | $7,765 | — | $7,765 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $94,269
- Estimated Expense Ratio: 0.169% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $7,550,839 | $21,232 | $3,853 | $56,500 | — |
| 2024 | $44,437 | $18,267 | $5,140 | $5,090 | — |
| 2023 | $40,819 | $15,794 | $2,274 | $3,383 | — |
| 2022 | $42,208 | $22,678 | $7,262 | — | $12,268 |