Plan Snapshot
- Plan Sponsor: Caterpillar INC.
- Sponsor EIN: 370602744
- Sponsor Address: 5205 N. O'CONNOR BOULEVARD, IRVING, TX, 75039
- Plan Type: 401(k)
- Plan Number: 033
- Total Participants: 9,341
- Total Assets: $912.5M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 9,341 | $912.5M | $0 | $0 |
| 2024 | 6,852 | $748.9M | $17.5M | $20.5M |
| 2023 | 7,176 | $678.5M | $24.3M | $21.7M |
| 2022 | 7,079 | $578.1M | $13.9M | $18.4M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ALIGHT FINANCIAL ADVISORS, LLC | Other Service Provider | $260,580 | — | $260,580 |
| STRATEGIC BENEFIT ADVISORS | Other Service Provider | $175,481 | — | $175,481 |
| ALIGHT SOLUTIONS LLC | Other Service Provider | $166,835 | — | $166,835 |
| PERSHING LLC | Other Service Provider | — | $77,007 | $77,007 |
| NORTHERN TRUST COMPANY | Custodian / Trustee | $72,216 | — | $72,216 |
| PRICEWATERHOUSECOOPERS LLP | Other Service Provider | $67,000 | — | $67,000 |
| CATERPILLAR INC | Other Service Provider | $17,850 | — | $17,850 |
| ALIGHT FINANCIAL SOLUTIONS, LLC | Other Service Provider | — | $11,422 | $11,422 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $848,391
- Estimated Expense Ratio: 0.093% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $73,920,644 | $265,152 | $175,481 | $67,000 | — |
| 2024 | $769,084 | $240,020 | $187,733 | $58,764 | — |
| 2023 | $719,811 | $216,009 | $190,275 | $49,403 | — |
| 2022 | $736,863 | $344,815 | $133,119 | — | $258,929 |