Plan Snapshot
- Plan Sponsor: Capstone Community Action, INC
- Sponsor EIN: 030216254
- Sponsor Address: 20 GABLE PL, BARRE, VT, 056414138
- Plan Type: 401(k)
- Total Participants: 175
- Total Assets: $9.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 175 | $9.6M | $310,780 | $628,724 |
| 2023 | 181 | $9.1M | $272,466 | $613,183 |
| 2022 | 163 | $7.2M | $253,667 | $537,642 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PENTEGRA SERVICES INC | Other Service Provider | $20,095 | — | $20,095 |
| WORLD INVESTMENT ADVISORS LLC. | Investment Advisor | $10,500 | — | $10,500 |
| EMPOWER ANNUITY INSURANCE COMPANY O | Recordkeeper | $7,285 | — | $7,285 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $37,880
- Estimated Expense Ratio: 0.393% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $29,922 | — | — | — | — |
| 2023 | $1,132 | — | — | — | — |
| 2022 | $1,451 | — | — | — | — |